Compare Auto Insurance by State
State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.
50 states available
Alabama Car Insurance Costs & Coverage GuideAlabama requires 25/50/25 liability. Full coverage averages $130–$170/mo. Compare minimums, rates, and uninsured motorist protection.→
Alaska Car Insurance Costs & Coverage RequirementsAlaska requires 50/100/25 liability coverage. Full coverage averages $180–$240/mo. Compare rates, understand requirements, and find the right policy.→
Arizona Car Insurance Costs & MinimumsArizona requires 25/50/15 minimum coverage. Average rates: $140–$180/mo minimum, $220–$280/mo full coverage. Compare quotes and requirements.→
Arkansas Car Insurance Costs & Coverage RequirementsArkansas requires 25/50/25 liability. Full coverage averages $140–$175/mo. Compare rates, understand minimums, and find coverage for Arkansas drivers.→
California Auto Insurance: Costs, Minimums & CoverageCalifornia requires 15/30/5 minimum liability. Full coverage averages $180–$240/mo. Compare rates, understand requirements, and find coverage options.→
Colorado Auto Insurance: Costs, Coverage & RequirementsColorado requires 25/50/15 liability plus matching UM/UIM coverage. Full coverage averages $185–$220/mo. Compare rates and understand state-specific rules.→
Connecticut Auto Insurance Cost & Coverage GuideConnecticut requires 25/50/25 liability plus mandatory uninsured motorist coverage. Average full coverage: $1,800–$2,200/year. Compare rates and requirements.→
Delaware Car Insurance Costs & MinimumsDelaware requires 25/50/10 liability plus $15,000 PIP. Average full coverage costs $140–$180/mo. Compare requirements, rates, and coverage options.→
Florida Car Insurance Costs & Minimum CoverageFlorida requires $10K PIP + $10K PDL minimum. Full coverage averages $180–$240/mo. Compare rates, understand no-fault rules, and find coverage.→
Georgia Car Insurance Costs & Coverage RulesGeorgia requires 25/50/25 minimum liability. Full coverage averages $180–$230/mo. Compare rates, understand at-fault rules, and find coverage.→
Hawaii Car Insurance Costs & Required CoverageHawaii requires 20/40/10 liability plus $10,000 PIP. Average full coverage costs $150–$200/mo. Compare rates and understand no-fault rules.→
Idaho Car Insurance Costs & Required CoverageIdaho requires 25/50/15 liability. Full coverage averages $95–$120/mo. Compare requirements, costs by city, and coverage options for Idaho drivers.→
Illinois Car Insurance Costs & Coverage RequirementsIllinois requires 25/50/20 liability coverage. Full coverage averages $140–$180/mo. Compare rates, understand state minimums, and find coverage options.→
Indiana Car Insurance Cost & Minimum CoverageIndiana requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand state minimums, and find coverage that fits your needs.→
Iowa Car Insurance Costs & Minimum CoverageIowa requires 20/40/15 liability. Full coverage averages $110–$145/mo. Compare rates, understand state requirements, and find coverage for Iowa drivers.→
Kansas Car Insurance Costs & Minimum CoverageKansas requires 25/50/25 liability plus PIP. Full coverage averages $130–$175/mo. Compare rates, understand requirements, and find coverage options.→
Kentucky Car Insurance Rates & MinimumsKentucky requires 25/50/25 liability and $10,000 PIP. Average premiums: $110–$145/mo minimum, $210–$285/mo full coverage. Compare rates and requirements.→
Louisiana Auto Insurance Costs & MinimumsLouisiana requires 15/30/25 liability coverage. Full coverage averages $180–$240/mo. Compare rates and understand Louisiana's tort system requirements.→
Maine Car Insurance Rates & Coverage RequirementsMaine requires 50/100/25 minimum liability. Average full coverage costs $1,600–$2,200/year. Compare rates, understand requirements, and find coverage.→
Maryland Car Insurance Costs & Coverage RequirementsMaryland requires 30/60/15 minimum coverage. Full coverage averages $140–$175/month. Compare rates, understand tort system requirements, and find coverage options.→
Massachusetts Auto Insurance: Rates, Minimums & Coverage GuideMassachusetts requires 20/40/5 liability plus PIP and uninsured motorist coverage. Full coverage averages $180–$240/month. Compare rates and requirements.→
Michigan Car Insurance Costs & PIP RequirementsMichigan requires $50K–unlimited PIP, $1M PPI, and 20/40/10 liability. Full coverage averages $200–$270/mo. Compare rates and PIP options.→
Minnesota Car Insurance Cost & Minimums Minnesota requires 30/60/10 liability plus $40,000 PIP. Minimum coverage costs $110–$145/mo. Compare rates, no-fault rules, and SR-22 requirements.→
Mississippi Car Insurance Rates & Minimums Mississippi requires 25/50/25 liability. Minimum coverage averages $110–$145/mo, full coverage $180–$240/mo. Compare rates and requirements.→
Missouri Car Insurance Cost & Coverage GuideMissouri requires 25/50/25 minimum liability. Full coverage averages $145–$185/mo. Compare requirements, rates, and coverage options for Missouri drivers.→
Montana Car Insurance Cost & Coverage GuideMontana requires 25/50/20 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage for wildlife and winter risks.→
Nebraska Auto Insurance: Minimum 25/50/25 & Average CostsNebraska requires 25/50/25 liability. Full coverage averages $110–$145/mo. Compare rates, understand state requirements, and find coverage options.→
Nevada Car Insurance Costs & Coverage GuideNevada requires 25/50/20 liability. Average full coverage: $160–$210/mo. Compare minimums, requirements, and city rates across Las Vegas, Reno, Henderson.→
New Hampshire Car Insurance Costs & Coverage RequirementsNew Hampshire doesn't require insurance for most drivers, but 25/50/25 limits apply after violations. Full coverage averages $110–$145/month.→
New Jersey Auto Insurance: Minimums, Costs & Required CoverageNew Jersey requires 15/30/5 liability plus PIP. Average full coverage: $165–$210/mo. Compare minimums, rates by city, and coverage options.→
New Mexico Car Insurance Cost & Coverage GuideNew Mexico requires 25/50/10 liability plus uninsured motorist coverage. Full coverage averages $120–$165/mo. Compare rates and requirements.→
New York Auto Insurance Costs & MinimumsNew York requires 25/50/10 liability plus $50k PIP. Full coverage averages $2,100–$2,700/year. Compare rates and no-fault rules.→
North Carolina Auto Insurance: Rates & Coverage RequirementsNorth Carolina requires 30/60/25 liability coverage. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage options.→
North Dakota Auto Insurance Costs & MinimumsNorth Dakota requires 25/50/25 liability plus mandatory 25/50 UM coverage. Average rates: $110–$145/mo minimum, $165–$290/mo full coverage. Compare quotes.→
Ohio Car Insurance Costs & 25/50/25 Coverage GuideOhio requires 25/50/25 minimum liability. Full coverage averages $130–$170/mo. Compare requirements, rates, and coverage options for Ohio drivers.→
Oklahoma Car Insurance Costs & State MinimumsOklahoma requires 25/50/25 liability. Average rates: $95–$145/mo minimum, $180–$250/mo full coverage. Compare costs and coverage requirements.→
Oregon Car Insurance Rates & Minimums Oregon requires 25/50/20 liability coverage. Full coverage averages $140–$180/mo. Compare rates, understand state minimums, and find coverage options.→
Pennsylvania Auto Insurance Costs & Minimum Coverage GuidePennsylvania requires 15/30/5 minimum liability with tort choice. Full coverage averages $140–$180/mo. Compare rates and understand PA's unique no-fault system.→
Rhode Island Auto Insurance Cost & MinimumsRhode Island requires 25/50/25 liability coverage. Minimum policies average $140–$180/mo. Compare rates and understand tort-state requirements.→
South Carolina Auto Insurance Costs & MinimumsSouth Carolina requires 25/50/25 liability. Average rates: $135–$165/mo minimum, $220–$275/mo full coverage. Uninsured motorist mandatory.→
South Dakota Auto Insurance: Minimums, Costs & Coverage GuideSouth Dakota requires 25/50/25 liability coverage. Average rates: $110–$145/mo minimum, $220–$310/mo full coverage. Compare requirements and costs.→
Tennessee Car Insurance Costs & Coverage RequirementsTennessee requires 25/50/15 liability. Full coverage averages $130–$170/mo. Compare rates and understand TN's 18.4% uninsured driver risk.→
Texas Car Insurance Costs & 30/60/25 Minimums GuideTexas mandates 30/60/25 liability coverage. Full coverage averages $140–$180/mo. Compare minimums, rates by city, and TexasSure requirements.→
Utah Auto Insurance Costs & MinimumsUtah requires 25/65/15 liability plus $3,000 PIP. Avg rates: $95–$135/mo minimum, $145–$195/mo full coverage. No-fault state with electronic verification.→
Vermont Car Insurance Costs & Minimums Vermont requires 25/50/10 liability. Full coverage averages $130–$160/mo. Compare rates, understand requirements, and find coverage for VT drivers.→
Virginia Car Insurance Cost & Coverage GuideVirginia requires 25/50/20 liability. Full coverage averages $110–$165/mo. Compare rates, understand DMV verification rules, and avoid $500 reinstatement fees.→
Washington Car Insurance Cost & MinimumsWashington requires 25/50/10 liability. Full coverage averages $140–$175/mo. Compare rates, understand state rules, and find coverage options.→
West Virginia Auto Insurance Cost & Coverage GuideWest Virginia requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage for WV roads.→
Wisconsin Car Insurance Cost & Coverage RequirementsWisconsin requires 25/50/10 liability coverage. Average rates: $160–$220/mo full coverage. Compare minimums, costs, and coverage options for WI drivers.→
Wyoming Car Insurance Costs & Minimum CoverageWyoming requires 25/50/20 liability. Full coverage averages $110–$145/mo. Compare rates, understand wildlife collision coverage, and find quotes.→